No matter wherever you are in the world, sofas have become an essential furniture item in our lives. Be it your home or office, you must already have a sofa present there. When you spend your precious and hard-earned money on buying a sofa, you want to preserve it and keep it safe so that you can use it for a longer time.
A lot of people suggest getting a sofa protection plan to secure your sofa so that your money is not wasted in case of any damage to the sofa. Sofa insurance is it worth it? What do the experts say? Let’s explore it in this article.
If you are confused about whether if you should get a sofa protection plan or not then this article is for you! We will clear all the confusion and questions in your mind.
Table of Contents
What is sofa protection plan
A sofa protection plan is exactly similar to your home and insurance plans. Its main purpose is to help you with covering any damage to your sofa.
Our sofas can get damaged while moving, by pets or children, or even get permanent food stains over them. A sofa protection plan will help you recover the loss and get your sofa repaired. Such protection plans are offered by the furniture stores and other relevant companies.
Do i really need sofa protection
Here are a couple of very important factors that will help you determine whether if you need a sofa protection plan or not:
1. If You Got Pets at Home
We all love to have pets, don’t we? They make our day entertaining and full of fun. They’ll always play with us and won’t let us get bored. But at the same time, pets can damage your furniture as well. It can be your cat roughly scratching your sofa or it could be your dog staining the fabric of your sofa.
Therefore, if you got a pet at home then your sofa is more vulnerable to damage. In such a case, we recommend you get sofa protection that covers damage by pets. The reason is that your pet can damage the sofa at any time and you can’t blame them for that. So it’s better to be proactive and get protection when you already know that your sofa is at risk of damage.
2. If There are Children at Your Home
As parents, we all love our children. But you can’t deny the fact that children will always be children. No matter how well-behaved or mature they are, they will always try messing with things around.
If there are children at your home then your sofa is more vulnerable to damage. They can scratch its surface, rip off the fabric, throw some food or drink over it. You can’t even stop them because you never know when they get any stupid idea in their mind and start damaging the sofa while you are away.
Therefore, if you have children at home then we recommend you get sofa protection. It will stop you from worrying about the sofa all the time because you know you can repair or replace it for free in case of any damage.
3. If Your Sofa Is Very Expensive & Valuable
It is natural human psychology that when we buy something very expensive, we tend to care more about it. Let’s suppose you have a Ferrari and another junk car. You’ll drive the Ferrari more carefully and don’t even want to put a minor scratch on it. On the other hand, you will ruthlessly drive the junk car because you know it’s worthless and you will easily buy it again.
The same is the case with the sofa.
If your sofa is just a cheap ordinary sofa then you probably don’t care much about it as you know you’ll get it repaired or replaced easily. In such a case, you don’t need sofa protection at all.
However, if your sofa is very expensive and valuable or holds precious memories of your loved ones then you’ll have to take good care of it. Because you know that it is not easy to get it repaired or replaced. If that’s the case with your sofa then you must get sofa protection. It will relieve all your worries and you’ll be happy that your sofa is in safe hands now.
4. If Too Many People Visit Your Home
If your home is a place for a lot of activities and too many people visit it then your sofa is also vulnerable to damage. For example, let’s suppose you always have guests at home for weekend parties, dinners, or movies. When a lot of people will visit your home then it will increase the risk of damage to your sofa as a result of any mistake, accident, or excessive use.
Therefore, if you are encountering any such condition then it is better to plan ahead of time and get your sofa protected. It will free you from all the stress about the safety of your sofa.
5. If You Are Going to Rent your House
If you are going to rent your house and want to protect your sofa then it is a good idea to have a sofa protection plan. Especially if you don’t trust the tenants then it is a must to have a backup in the form of a sofa protection plan.
The reason is that most of the time, the tenants are strangers and you don’t know if they are going to take care of your house and the furniture inside. One bad and careless tenant can inflict damage to your sofa and ruin it. Therefore, we recommend you get a sofa protection plan in such a case to cover any kind of damage to your sofa.
Choosing the right sofa protection plan
While getting a sofa protection plan, you need to extremely vigilant and careful. You must know what plan you are choosing, how much it costs, and what exactly does it cover.
You need to beware of all the scams and bad offers. Some sofa protections may force you to pay money that is exponentially higher than the repair costs it covers. Some sofa protection plans may give you only 10-20% of the total repair cost. You need to avoid all these plans.
Always be careful and read the full sofa protection plan to know what exactly you are paying for and what you will get in return. Make sure to confirm that there are no hidden charges and the protection plan exactly covers your requirements. It must cover all kinds of damages that you want.
This way you will be able to get the right offer and avoid any inconvenience or trouble later. After all, it’s your precious money that is at stake.
Is it worth getting sofa protection? – Yes or No
Let’s sum up our discussion and conclude the outcome.
If your sofa is ordinary and easy to replace, or you can take good care of the sofa yourselves then a sofa protection plan is not for you.
If your sofa is very expensive, valuable, and exposed to the risk of damages then you must take care of it. For instance, if your sofa holds any cultural value or memory of your loved ones then you will love to protect it and keep it with you forever. In such a case, a sofa protection plan is absolutely worth it.
You should also take a look at the 5 important factors we have mentioned above. If those factors apply to you then you definitely need sofa protection. If those factors are not applying to you then it means that you don’t need a sofa protection plan.
In the end, the choice is yours and depends upon if those factors apply to you or not.